Nijal Hamberg Nijal Hamberg

Cash Flow 101: What It Is, Why It Matters, and How to Track It

Cash flow is the lifeblood of your business. Even profitable companies in Worcester and Lunenburg can run into trouble if the timing of money coming in and going out is off. In this post, we’ll break down what cash flow is, why it matters, and simple ways to track it so you can stay in control and avoid surprises.

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Nijal Hamberg Nijal Hamberg

Quarter-End Bookkeeping Tips for Massachusetts Small Business Owners

Closing the books at the end of each quarter helps Massachusetts small business owners stay organized, avoid tax season surprises, and make smarter financial decisions. In this post, we break down a simple quarter-end bookkeeping checklist tailored for Worcester and Central MA businesses so you can keep your finances on track year-round.

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Nijal Hamberg Nijal Hamberg

August Money Moves: Back-to-School & Year-End Prep

August isn’t just back-to-school, it’s a tricky month for personal and business finances. Learn simple ways to manage your spending, keep cash flow steady, and get ahead on year-end planning so Q4 feels calm instead of chaotic.

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Nijal Hamberg Nijal Hamberg

5 Financial Red Flags I Spot All the Time (That You Might Be Ignoring)

Not sure if your books are in good shape? In this post, I’m breaking down five common financial red flags I see all the time as a bookkeeper, from relying too much on your bank balance to mixing personal and business expenses. If you’ve been feeling unsure about your numbers, this quick checklist can help you spot (and fix) issues before they grow into bigger problems.

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Profitability Nijal Hamberg Profitability Nijal Hamberg

You’re Making Money, But Are You Actually Profitable?

Just because your business is bringing in revenue doesn’t mean it’s profitable. Many established business owners feel unsure about where their money is actually going. In this post, we break down the difference between revenue, profit, and cash flow, highlight common profit-draining expenses, and show you how to use your bookkeeping to get a clearer picture of your bottom line.

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