Nijal Hamberg Nijal Hamberg

August Money Moves: Back-to-School & Year-End Prep

August isn’t just back-to-school, it’s a tricky month for personal and business finances. Learn simple ways to manage your spending, keep cash flow steady, and get ahead on year-end planning so Q4 feels calm instead of chaotic.

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Nijal Hamberg Nijal Hamberg

5 Financial Red Flags I Spot All the Time (That You Might Be Ignoring)

Not sure if your books are in good shape? In this post, I’m breaking down five common financial red flags I see all the time as a bookkeeper, from relying too much on your bank balance to mixing personal and business expenses. If you’ve been feeling unsure about your numbers, this quick checklist can help you spot (and fix) issues before they grow into bigger problems.

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